Buying a ready-for-occupancy property allows you to inspect the actual unit before making a purchase decision. However, visible fixtures, appliances, furniture, and advertised features do not always form part of the selling price. When evaluating an RFO Condo in BGC, you need to verify which items the seller will leave behind and which require separate payment. Reviewing the inventory, contract terms, and turnover documents helps prevent misunderstandings, control additional expenses, and ensure the property meets your expectations before you complete the transaction.

Review the Official Property Inclusions

Request a Written Inventory

Ask the seller or authorized representative for a written list of everything included in the purchase. The inventory should identify permanent fixtures, installed equipment, appliances, furniture, and other items covered by the agreed price. Check each entry against the actual unit during your inspection, and ask for clarification whenever an item appears in the property but is missing from the document. A written inventory provides a clear reference when reviewing the contract and confirming the seller's obligations before turnover.

Distinguish Standard Fixtures From Optional Items

Condominium units often contain fixtures that form part of the property, such as built-in cabinets, bathroom fittings, kitchen counters, and installed lighting. Other items, including refrigerators, televisions, decorative pieces, and movable furniture, might belong to the seller or serve as staging materials. Do not assume that everything visible during a viewing comes with the unit. Request written confirmation for any item you expect to receive, especially when photographs, advertisements, or sample layouts show additional furnishings.

Check Appliances, Furniture, and Interior Finishes

Verify the Condition of Included Appliances

If the seller includes appliances, confirm their brand, model, quantity, and condition. Switch on accessible equipment during the inspection, and check whether the refrigerator, range hood, cooktop, air-conditioning units, or water heater operates as expected. Ask for available warranties, manuals, and service records, particularly for expensive equipment. Document any defects or missing accessories and agree on the necessary repairs or replacements before signing the final acceptance documents.

Inspect Built-In Cabinets and Interior Finishes

Built-in cabinets, wardrobes, counters, and bathroom storage units influence both the property's usability and the cost of furnishing it. Open cabinet doors and drawers to check their hinges, handles, alignment, and overall condition. Examine wall finishes, flooring, ceilings, doors, and countertops for cracks, stains, loose fittings, or unfinished areas. Record visible defects with dated photographs and request written acknowledgment from the seller or developer so the parties have a clear record of the unit's condition.

Confirm Air-Conditioning and Electrical Fixtures

Air-conditioning units, lighting fixtures, switches, and electrical outlets deserve separate attention during an inspection. Confirm which installed equipment is included, whether the systems operate properly, and whether the seller has identified any limitations. Test accessible switches and outlets where safe, and ask the building's authorized personnel about restrictions on electrical modifications or equipment replacement. These checks help you estimate future installation expenses and identify problems before they become your responsibility.

Review the Contract and Turnover Documents

Compare Advertised Inclusions With the Contract

Marketing materials often highlight features that make a property attractive, but the signed agreement determines the obligations of the parties. Compare the advertisement, broker's representations, inventory list, and contract to sell or deed of absolute sale. If an advertised appliance or fixture is missing from the contractual documents, request a written amendment or other formal confirmation before proceeding. Avoid relying solely on verbal assurances because disagreements become harder to resolve when the promised inclusions lack documentary support.

Check the Turnover and Acceptance Forms

Turnover documents record the condition of the unit and the items delivered to the buyer. Read these forms carefully before signing, and ensure they accurately reflect the property's actual condition. List missing items, incomplete installations, and outstanding repairs in the appropriate inspection or punch list documentation. If the seller or developer agrees to correct these issues, request a written description of the work and a clear completion date rather than accepting an informal promise.

Clarify Ownership, Fees, and Building Requirements

Verify Parking and Storage Inclusions

Parking slots and storage units often require separate verification because they might have distinct titles, ownership records, or contractual arrangements. Confirm whether the purchase price includes a parking slot, whether the space is assigned or separately owned, and what documents establish your rights to use it. Apply the same checks to storage areas advertised with the condominium. If these features are excluded, ask for their separate prices and recurring charges before calculating your total acquisition cost.

Identify Additional Payments

The unit's advertised price might not cover every expense associated with ownership and occupancy. Ask for an itemized statement covering applicable association dues, utility deposits, move-in fees, transfer costs, taxes, and other charges relevant to the transaction. Confirm which amounts the buyer must pay, which the seller must settle, and whether any outstanding assessments exist. Request supporting documents where appropriate, and have a qualified property professional review unclear contractual obligations before you commit.

Confirm Building Rules and Warranty Coverage

Ask the condominium administration about rules affecting renovations, appliance installation, deliveries, move-in schedules, and contractor access. These policies might affect when you install furniture or replace equipment after turnover. For newly completed units, request the applicable warranty documents and confirm the process for reporting defects in workmanship, fixtures, or building systems. Clarify the coverage period, exclusions, and reporting deadlines so you understand which repairs fall under the developer's obligations and which expenses you will handle.

Complete a Final Inspection Before Acceptance

Use a Detailed Inspection Checklist

Before accepting the unit, walk through every room with your inventory list and supporting documents. Check doors, windows, plumbing fixtures, lighting, cabinets, appliances, and other agreed inclusions against the actual property. Photograph the unit's condition and record serial numbers for valuable equipment when appropriate. Bring unresolved discrepancies to the seller's attention before signing acceptance forms, and keep copies of all inspection records, written commitments, and final agreements.

Key Takeaway

Confirming the actual inclusions requires a written inventory, a thorough physical inspection, and careful review of the purchase and turnover documents. For an RFO Condo in BGC, verify appliances, fixtures, furniture, parking rights, warranties, and additional charges before accepting the unit. Compare every promised feature with the signed agreement, and document missing items or defects before completing the transaction. These steps help you calculate the true cost of ownership, avoid disputes, and make a purchase decision based on verified information.